Motorcycles ARE Transportation
Monday, February 5th, 2024
As long as the roads aren’t like this you always have back-up transportation if you have a motorcycle.
For obvious reasons, transportation was an issue for me after this idiot totaled my car a couple weeks ago. The issue was quickly resolved for a while when my insurance company got me a rental car, with them paying $30 a day and me picking up the remainder, about $10 a day. But then I bought a new car and before Judy gave me a ride over to pick it up we took my rental back.
Before I could pick up the new car my insurance company called to tell me the one I was buying–a used car–had a recall on it and until I could get that warranty issue handled they could cover me for liability but not for comprehensive and collision. OK, that’s a real issue and a couple quick calls later I had an appointment to get the new car in for the warranty work just a few days later. But still, driving at all without comp and collision made me extremely uncomfortable.
Judy said I was welcome to use hers any time I wanted but as we looked at our schedules we quickly saw there would be some conflicts where she needed her car and I needed to get somewhere. Not a problem, I told her, I can ride one of my bikes.
Of course this ability is always contingent at this time of year on the weather. But at this time we were having some beautiful, warm weather. So one day I needed to run up to the salvage yard in Commerce City where my old car now resided because I wanted to get my old plates to put on my new car. I rode the V-Strom.
Later that day I needed to run some paperwork to my insurance agent so they could process my claim and cut me a check. They’re way down south but it was a beautiful day so of course I’m happy to run down there on the bike. Motorcycles ARE transportation. They just happen to also be fun.
The next day I had a dental appointment. Again, the V-Strom got me there and as long as I was out I made about three other stops.
Eventually we did get over to pick up the new car but even just driving it home and parking it and then driving it to get the warranty work done without coverage had me very uneasy. But the sales guy told me the law requires that in a situation like this the insurance company has to extend your previous coverage to your new vehicle for a minimum number of days, not sure how many. I checked with my agent and he confirmed this is correct. So why didn’t they tell me that when they said I had to get the warranty work done before I’d be covered?
Anyway, I got the car, the weather turned nasty, and I was able to use the car without worrying. And now probably by the time you read this the warranty work will be done and all will be back to normal. But it sure was great to have the bikes to turn to when I didn’t have a car to use.
Biker Quote for Today
I’m not afraid to go fast, it’s crashing and burning that sucks.
